APM guide
Pix explained: how Brazil's instant payments work for merchants
QR codes, keys, refunds and recurring Pix. A technical overview of Brazil's instant payment system and tips for accepting it.
Read more →Apple Pay and Google Pay: a technical guide for merchants
How wallet tokens work, why they tend to approve better than typed card numbers, and the setup details that trip teams up.
Read more →Pay by bank: a practical guide to open banking payments
How open banking payments work, where they beat cards, and the UX details that make or break conversion.
Read more →Winning the Portuguese checkout: MB WAY vs Multibanco
Portugal's two local payment methods work very differently. How each one works, when to show which, and the details that lift conversion.
Read more →Decline codes explained: when to retry and when to stop
Soft declines, hard declines and scheme retry rules. A practical guide to handling card decline codes without hurting approvals or breaking rules.
Read more →Choosing payment methods for an iGaming cashier
Cards, bank payments, wallets and local methods: how to build a casino or sportsbook cashier that converts, pays out fast and stays compliant.
Read more →Card approval rates: 10 practical levers
A technical checklist for lifting card authorisation rates, from 3-D Secure and network tokens to descriptors, MCCs and routing.
Read more →Local payment methods for iGaming in Europe: a country-by-country guide
Which local methods players expect in Portugal, Spain, the Netherlands, Belgium, Austria and Poland, plus the cross-border wallets, and what to check before you switch them on.
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